Credit indebtedness can be checked through the PERSONAL REPORT issued by MCB. PERSONAL REPORT is a document in written or electronic form, prepared on the basis of data on the liabilities of physical or legal entities, submitted by the data providers.
This Report can show whether and where some legal entity has liabilities based on credits, warranties, letters of credit, endorsement, allowed transaction accounts overdraft, payment cards, taxes, contributions, fees, telecommunications services, services in the field of power industry, utility fees, liabilities based on using other services, as well as to check the delay history of each liability individually within the last 24 months.
The PERSONAL REPORT contains the same data on a real-time ransaction account blockage report, which can be also found in the Report on ransaction account blockage report.
Each legal entity may request and receive the PERSONAL REPORT only for its company. This Report is obtained online through the MOJ.MKB portal by opening a personal user profile on the following link, or in person at any branch of Central Cooperative Bank AD Skopje, across the country, where the authorized person (Manager) of the legal entity can request the PERSONAL REPORT of the company with an ID card or through another employee with a power of attorney certified with a stamp and signed by the Manager.